Deposit the crypto you already own.
Your own address for each coin. Funds land when the network confirms.
- Coins
- BTC · ETH
- Stable
- USDC · USDT
- Fee
- $0
Spend it.Grow it.
One account, two wallets. Move crypto like cash with instant transfers, and put idle stablecoins to work in 30-day pools. Licensed and regulated in Canada.
Statement · Example accountCAD region
Nov 02Deposit · Bitcoin+0.0498 BTC
Nov 03Convert BTC → USDC9,120.00 USDC
Nov 04Sent to @maya−240.00 USDC
Nov 06Growth pool · day 13 of 30+19.95 USDC
Spend
$12,480
Earn · 7%
$8,000
01 / How it works
Four moves. That's the app.
Deposit, convert, send, earn. Nothing else to learn, nothing hidden in a menu.
Convert to dollars at a locked price.
Get a quote, see exactly what you'll receive, then confirm.
- Flow
- Quote → confirm
- Spread
- 0.5%
Send money like a text message.
Pay anyone on Orvane by @handle or email, instantly.
- Speed
- Instant
- Fee
- $0
- Hours
- 24/7
Put idle dollars to work for 30 days.
Interest builds daily and returns to Spend on day 30.
- Term
- 30 days
- Rate
- 5–9% APR
02 / Earn pools
Bigger ticket, better rate.
Fixed 30-day term, a ticket size and a limited capacity. When a pool fills it closes, so the rate you lock is the rate you get.
Starter
For first-time savers. Small tickets, steady yield.USDC · open5% APRGrowth
Mid-size tickets with a higher rate. Most popular.USDC · filling7% APRPrime
Large tickets, our best rate, limited capacity.USDC · limited9% APR
How much would you put in?
$5,000
Pool
Projection · 30 days
Principal5,000.00
PoolGrowth · 7%
Interest+28.77
Returned on day 30USDC
$5,028.77
Illustrative rate. Capital at risk.
03 / Security
Boring on purpose.
Every control that matters is written down, checked and reconciled daily.
A.
Licensed in Canada
Identity checks and reporting that meet Canadian anti-money-laundering rules.
B.
Segregated custody
Client funds held apart from company money with a regulated custodian.
C.
Interest reserved upfront
A pool accepts your deposit only once your full 30-day interest is set aside.
D.
Locked-down withdrawals
2FA, address screening and human review for new addresses and large amounts.
04 / Help
Straight answers.
Q.01Spend vs. Earn — what's the difference?
Spend is everyday money: hold crypto, convert it to stablecoins, send it and withdraw it any time. Earn holds money placed in a 30-day pool. It earns interest but stays locked until the term ends.
Q.02Where does the interest come from?
From a reserve Orvane funds before each pool opens. Your full interest is set aside when you invest, so it's never paid from other clients' deposits.
Q.03Can I leave a pool early?
Pools are fixed 30-day terms and most don't allow early exit. Where one does, you get your principal back and give up the interest.
Q.04Which coins are supported?
Bitcoin, Ether, USDC and USDT. Convert BTC or ETH into USDC or USDT. Earn pools currently hold USDC.
Q.05Who can open an account?
Canadian residents aged 18 or over with valid photo ID. Verification takes about two minutes.